The Local Improvement Charge (LIC) loan is a municipal financing tool that allows property owners to pay for local infrastructure upgrades (e.g., sidewalks, sewers) or energy retrofits through a special charge on their property tax bill. It is attached to the property, not the owner, and transfers upon sale of the property.

Durham residents can apply for up to $125,000 to increase the energy efficiency and the comfort of their home at an interest rate of two per cent. Click here to learn more.

Note: The Durham Greener Homes Loan Program is currently not available for properties located in the City of Pickering. Residents can subscribe for program updates and notifications.

Program Eligible Upgrades

• At least 80 per cent of project costs must be for energy efficiency.
• Up to 20 per cent of project costs may be used for other eligible upgrades.
• Appliances, cosmetic upgrades, routine maintenance, or already completed upgrades are not eligible for financing.

Click here to view the specific energy-efficiency upgrades covered by the LIC loan.

How to Apply

Click here to find out how to apply for the LIC loan.

Visit the Durham Greener Homes Loan page for more information.